Showing posts with label Good Habits. Show all posts
Showing posts with label Good Habits. Show all posts

Sunday, July 26, 2015

The Mindful Grocery Shopper

One of the most wasteful things we can do is go to the grocery store without a plan.  The risks associated with this might seem insignificant, but tallied up over the course of a year they could potentially make a huge impact on your health and wealth.

Consider the Financial implications. How much food do you throw away each year?  How often do you eat out because you don't have food in your house, or the necessary ingredients to prepare a meal?   Do you have duplicate spices and condiments piling up that will ultimately become waste?

From a healthy eating perspective, you are much more likely to stick with your nutrition goals if you have a plan in place.  I like to cook things ahead of time, but even if you do not have the time to prepare your meals ahead of time, just knowing exactly what you are going to prepare every day is going to make it that much more likely for you to eat the planned meal vs. ordering a pizza.

Planning ALL of your meals out for the week ahead might sound time consuming, but it is time well spent.  Any regular time you have off on a weekly basis, try to fit this into that time frame so it becomes a habit.  Turning a task into a habit will make it feel that much easier to accomplish. Turn off your television for 20 minutes, get a pen and paper and make a calendar for the week with each day listing Breakfast, Snack, Lunch, Snack, and Dinner, or whatever meal times you might have.

The next thing you should do is think about your week ahead.  Do you have any meals already planned?  Perhaps a lunch meeting or dinner date?  Will the kids need sack lunches for a field trip one day this week?  Take those meals into account first...and note them on the calendar.  Crossing out any meals you do not need to purchase at the grocery store will only result in less time spent planning and less money spent at the grocery store.

Next you should consider your budget.   Most people have a monthly/weekly grocery budget they try to adhere to.  It is good to keep this budget in mind while you plan out your menu for the week.  You can break down the costs by budgeting how much per week should be spent on each meal group.  I have prepared an example for you, but of course your specific plan might look different depending upon your eating habits.

We will use the following "cost per meal" breakdown.  Breakfast accounts for 20% of your budget, Mid Morning Snack 5%, Lunch 25% , Afternoon snack %5 and Dinner 45%.   The  example below will show you what that would equate to using a weekly grocery budget of $150. Also, in this example we are taking into consideration the number of meals you will not need to purchase at the grocery store.  Using this information, You can come up with an estimated amount to spend on each meal group for the week.  This is not going to be spot on, obviously, but it will help keep you somewhat constrained while planning your meals.



Another thing to take into consideration is your nutritional goals for the week.  Do you want to eat fewer calories?  Increase  your protein intake?

So now that you know what meals you need to plan, how much to spend on said meals and what nutritional boundaries those meals need to stay in, you can plan a menu.  

Breakfast is usually pretty easy for most people, very little variation.  Same with snacks.  A bag of apples and box of granola bars can easily fit into your budget.  Go ahead and fill those in on your calendar and you will see that much of the planning is already done with very little thinking involved.

Now onto lunch since they are usually pretty simple too.  There are usually not a lot of ingredients or variation from day to day.  It might be as simple as a can of soup of bread and lunch meat.  No matter what your preference, write down what you want to eat for lunch each day.

Dinners are usually a bit more creative.   I like to leave a little extra in my budget to plan dinners to take into account those extra things that will make it a memorable meal, like spices and fresh vegetables and maybe even a bottle of wine.

If you are not bursting at the seams with new and exciting dinner ideas, then you should go ahead and get the web involved at this point.  I find this helpful because most recipes sites will let you narrow down recipes based on ingredients so if you have leftover meat or vegetables from the previous week for example, you can start off by searching for a recipe to use those up right away.  Or you can search for dinner recipes using chicken or steak.  Planning multiple meals each week using the same type of  meat will allow you the opportunity to buy that ingredient in bulk, which usually results in cost savings.

Once you have your menu planned out you can start your grocery list.

Write down each item in your recipes, including the measurements.  This will keep you from buying too much or not enough of something.  This is why the actual grocery list is important, even though you think the menu is enough planning.   For example, you list out every ingredient for your meals and see you will need 7 onions.  If you were not shopping mindfully with a list, you might have bought the bag with 6 onions, and have been short an onion come the end of the week so you end up eating an extra meal out.  Or maybe you only needed two potatoes for Wednesday nights dinner but you bought a pound instead, just knowing that you needed some potatoes for one of the recipes.  A few weeks later those potatoes could end up rotting away in the cupboard.

Now that you have a list with the exact amount of each ingredient you need, check your refrigerator and cupboard for any of the ingredients you already have and mark those off the list or update the amount needed.  For example if you need a dozen eggs for the week but you have 6 already, update your list to buy a half a dozen eggs instead.  This will result in less waste, fresher ingredients and more room in your kitchen.

The Grocery shopping can begin now.  My personal favorite grocery store is Aldis.  The prices are unbelievable, it is usually not very crowded, the lines are very fast and I can usually get 95% (if not 100%) of the items I need there, with exception of a few special herbs/spices or cuts of meat from time to time.  On my way home I will stop in at a pricier chain to get anything left on the list.  This might sound time consuming but I get through Aldis so quickly that I really don't think I spend any more time in the long run. I save at least 25% off of my grocery bill every week, which adds up to pretty nice sum at the end of the year.

So try to plan your next grocery trip out and you will see that the whole experience is far less taxing than just mindlessly filling up your cart.  Turn this into a habit and you will notice the extra dollars in your pocket begin multiply, week after week. You can feel better about the food that you are eating, as well as the food you are not wasting.  You will have become a mindful grocery shopper.

Meredith - Designate A Space





Sunday, June 28, 2015

You've Got Mail!

      
I see so much mail piled up when I go into people’s homes and businesses.  There are plenty of reasons that people do not open mail and deal with it as soon as they receive it.  Most of the time it is because they do not WANT to deal with the information contained within those envelopes.  Let’s face it…When you order a new phone or book you don’t leave it sitting on the table for two weeks unopened after it is delivered.  Because those things are fun, and bills are not fun. But looking at growing pile of bills is just going to depress you so I'm going to share some ideas for dealing with mail so it doesn’t get so overwhelming.

See if you can make this a new habit!

      1. Do not set the mail down on a table for later.  Walk to the trash/recycling can and pitch the junk (rip it/shred it up if it makes you feel better but this junk mail will probably not contain any sensitive information.)  While you are at it, open any letters and toss the envelopes.  Now walk the rest of the mail to your desk/bill paying area.
      2. Now you have a couple of options depending upon your personal filing system.
        1.  File the bills into their designated file.
        2. For those who do not like to hold onto paper or simply do not have the space to file these things away.  Get out your smart phone!  Quickly snap a picture of the bill and either save it to a designated space on your cloud server or email it to yourself to be filed away digitally.  Since clouds are not 100% reliable, I would be more inclined to file it into a designated folder on your cloud server AND email it to yourself, filing it then into a designated folders in your email account.  That way more than one server has a copy.  If that sounds like too much of a hassle, you should just do what you feel comfortable with.  After you have a copy stored away you can toss the physical bill. 
      3. Now that the bills are done, you can read any other correspondence, mark your calendars with any important dates and then recycle that mail as well.  
      4. Next time you pay your bills set up ebills only.  This will cut down on the important mail you receive. 
      5. The Federal Trade Commission suggests visiting www.optoutprescreen.com to put a stop to unsolicited credit cared and insurance offers.  This can help cut down on the amount of unsolicited mail you receive. 
      6.  If you are unable to pay a bill at the time it is received you may end up receiving duplicates.  If this happens keep the original and then most current versions only.  Everything in between can be discarded.  You keep the first bill so that you will notice any discrepancies in the balance owed between the time the debt was incurred and the most recent billing cycle.
      7. If this is a debt you are paying a little at a time keep a tally sheet in the file with the bills so you can update it each time you make a payment.  If you store your bills digitally a notepad or spreadsheet can be updated and stored in the folder with the statements. 
This whole process should take you less than 5 minutes. As I mentioned the majority of your mail will likely be unsolicited advertising. You might get a bill or other important correspondence every 3 to 4 days on average. More than anything it is about making the commitment to deal with this right away and every day.

In addition to mail we hold on to many other types of papers as well. Many are important but those should be treated with importance and put away. If you are having trouble making space for your important paperwork, check out my blog for organizing your files.  If you can get all of your paper under control in your home you will really start to notice a difference in how tidy it feels.  Happy filing friends!

Meredith